Adyen publishes its pricing model and indicative components but not the actual interchange-plus margin or minimum monthly invoice. The published pieces are a $0.13 fixed processing fee on every transaction, plus a payment-method fee that varies by method (indicative 0.60% for Visa/Mastercard global), plus pass-through interchange. The negotiated piece is the margin on top.
Pulled directly from the vendor pricing page, verified 2026-06-19. We do not re-state any rate the vendor has not put in writing on their own site.
Adyen is built for enterprise omnichannel merchants above roughly $1M monthly volume who need global card schemes and local payment methods (iDEAL, Bancontact, Alipay, Klarna) under one acquirer.
Unsuitable for SMB merchants who need a public price they can compare on a spreadsheet. The minimum monthly invoice is not published.
The number on the homepage of Adyen is rarely the number a finance team books. Below are the line items that almost always show up, sourced from the same vendor pricing page where possible.
Publishes the model and indicative fixed/method components but does not publish the actual interchange-plus margin or minimum invoice. Flagged quote-only for the cost-comparison table.