Payment Depot uses a membership pricing model: a monthly membership fee in exchange for pass-through interchange and a small per-transaction add-on. Membership tiers are not openly published on the pricing page. Owned by Stax, with overlapping positioning.
Pulled directly from the vendor pricing page, verified 2026-06-19. We do not re-state any rate the vendor has not put in writing on their own site.
Payment Depot suits established merchants comfortable with a fixed monthly membership in exchange for wholesale interchange. Mostly relevant for restaurant, retail, and service businesses over $80K monthly volume.
For merchants who want a published rate card on the same model, Helcim is the alternative.
The number on the homepage of Payment Depot is rarely the number a finance team books. Below are the line items that almost always show up, sourced from the same vendor pricing page where possible.
Membership pricing model. Tier costs require a sales conversation; flagged quote-only here pending public publication.