2Checkout / Verifone
2Checkout / Verifone's cheapest published rate is 3.5% + 35c (2Sell). Pricing model: tiered. Monthly fee: $0. Dispute fee: $36 per chargeback if your chargeback rate is below 0.65%; $50 if it is 0.65% or higher (Verifone published schedule; EUR 31/50, GBP 30/50). Cross-border: +2% in specific countries. FX: Per agreement.
Tier table (vendor-published)
| Tier | Rate | Notes |
|---|---|---|
| 2Sell | 3.5% + 35c | - |
| 2Subscribe | 4.5% + 45c | - |
| 2Monetize | Tailored | Quote-only for the top tier |
Source: https://www.2checkout.com/pricing/ (verified 2026-08-11).
What 2Checkout / Verifone is best for
- Digital goods and SaaS sellers using 2Checkout as merchant of record across 200+ countries.
- Subscription merchants who value 2Subscribe's recurring tooling.
Hidden costs and gotchas
2Sell entry, 2Subscribe adds subscription tooling, 2Monetize quote-only. Covers 200+ countries. Chargeback fee is a published tiered schedule keyed to the prior month's chargeback rate.
- Chargeback fee is $36 per dispute while your chargeback rate stays below 0.65%, then jumps to $50 once you hit 0.65% or higher.
- +2% surcharge in specific countries.
- 2Monetize top tier is quote-only.
FAQ
How much is the 2Checkout chargeback fee?
2Checkout (Verifone) publishes a two-tier schedule: $36 per chargeback if your chargeback rate is below 0.65%, and $50 per chargeback if it is 0.65% or higher. The threshold uses your chargeback rate from the end of the previous month. In EUR the fees are 31 and 50; in GBP they are 30 and 50.
Is 2Sell at 3.5% + 35c really competitive?
Only as a merchant-of-record service. Compared to direct acquirers, it is dear, but it removes the tax, compliance, and refund burden in 200+ countries.
Does 2Checkout still exist?
Yes, owned by Verifone. The brand still trades as 2Checkout for the merchant-of-record product.
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