vendor index

Every Payment Gateway in This Comparison

All 26 vendors covered, grouped by whether they publish a public rate card. Click any vendor for the full fee stack, dispute fees, tier table, and closest published-rate alternatives.

Vendors that publish public rates (19)

Headline rate from each vendor's own public pricing page, verified June 2026.

Stripe
Median band
2.9% + 30c (US online card). flat-rate pricing model.
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PayPal
Median band
2.89% + 29c (Advanced Checkout). flat-rate pricing model.
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Square
Median band
2.4% + 15c (Square Premium tap/dip). flat-rate pricing model.
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Braintree
Median band
2.89% + 29c (standard). flat-rate pricing model.
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Authorize.Net
Median band
$25/mo + 10c per tx (Gateway-Only). flat-rate pricing model.
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Helcim
Below median
Interchange + 0.15% + 6c (in-person, $1M-$5M tier). interchange-plus pricing model.
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Stax
Median band
$99/mo + IC + 8c (card-present). subscription pricing model.
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Shopify Payments
Below median
1.5% + 25p online (UK Advanced). flat-rate pricing model.
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2Checkout / Verifone
Above median
3.5% + 35c (2Sell). tiered pricing model.
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Mollie
Below median
1.8% + 0.25 EUR (EEA consumer cards). flat-rate pricing model.
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Razorpay
Below median
2% platform fee (domestic, India). flat-rate pricing model.
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GoCardless
Below median
1% + 20p domestic (UK Standard, capped at 4 GBP). flat-rate pricing model.
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Elavon
Median band
2.6% + 10c (in-person, qualified). flat-rate pricing model.
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Chase Payment Solutions
Median band
2.6% + 10c (in-person). tiered pricing model.
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Apple Pay
Below median
No merchant fee from Apple (pays underlying processor rate). platform-fee pricing model.
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Google Pay
Below median
No merchant fee from Google (pays underlying processor rate). platform-fee pricing model.
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Amazon Pay
Median band
2.9% + 30c (US domestic). flat-rate pricing model.
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Klarna
Median band
3.29% + 30c (negotiated, $5M+/yr). bnpl pricing model.
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Wise Business
Median band
$31 one-off + per-currency receive fees. flat-rate pricing model.
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Vendors that are quote-only (7)

These vendors do not publish a US merchant rate card. Our zero-inferred-rates rule means we will not invent a starting-at rate. The vendor's own contact page is the only safe source.

Adyen
Quote only
Quote-only. No published US merchant rate card.
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Worldpay
Quote only
Quote-only. No published US merchant rate card.
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Checkout.com
Quote only
Quote-only. No published US merchant rate card.
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NMI
Quote only
Quote-only. No published US merchant rate card.
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BlueSnap
Quote only
Quote-only. No published US merchant rate card.
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Fiserv / Clover
Quote only
Quote-only. No published US merchant rate card.
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Afterpay
Quote only
Quote-only. No published US merchant rate card.
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verified Last verified June 2026