Topic, verified June 2026

3DS and Fraud Tooling Cost

Fraud tooling sits on top of the gateway rate as a separate per-transaction or per-outcome charge. Stripe Radar is published per screened transaction; Signifyd is outcome-based; Sift uses volume tiers; 3DS itself is pass-through from the issuer with no acquirer markup on most modern gateways.

$0.05
Stripe Radar
Per screened transaction
$0.07
Radar for Fraud Teams
Per screened transaction
Pass-through
Stripe Billing 3DS
Included allowance + per-auth fee above (see Stripe Billing pricing)
Outcome
Signifyd
Per approved transaction, % of GMV
Direct answer
Stripe Radar adds $0.05 per screened transaction on the standard tier and $0.07 on Radar for Fraud Teams. 3DS on Stripe Billing is pass-through over an included allowance, with the exact per-authentication fee published on the Stripe Billing pricing page. Signifyd is outcome-based (percentage of approved GMV with chargeback guarantee). Sift uses volume tiers; pricing is quote-only.

Per-tool cost summary

FeatureToolPricingIncludes guarantee
Stripe Radar (standard)$0.05 per screenNo
Radar for Fraud Teams$0.07 per screenNo
Stripe Billing 3DSPass-through over included allowance (see Stripe Billing pricing)N/A
Signifyd% of approved GMV (quote)Yes (chargeback guarantee)
SiftVolume tiers (quote)No (decisioning only)
Kount (Equifax)Per-tx (quote)Optional

Related

Chargeback fees by gateway
What fraud tooling is trying to prevent.
Stripe pricing
Where Radar sits in the stack.
Methodology
Source list and verification cadence.
Last verified June 2026. Next review September 2026. Rates change without notice; always confirm directly with the vendor before signing a contract.