Buy now pay later
Afterpay
Quote only
Why this vendor is quote-only
Afterpay does not publish a US merchant rate card. Pricing is negotiated per merchant and depends on volume, ticket size, vertical risk, and channel mix. Our zero-inferred-rates rule means we will not invent a starting-at rate. The vendor's own pricing page is the only safe source.
Contact Afterpay for a quote →Tier table (vendor-published)
No published tier table. This vendor publishes pricing on request only.
Source: https://www.afterpay.com/en-US/business (verified 2026-06-19).
What Afterpay is best for
- Apparel, beauty, and lifestyle merchants targeting Gen Z and millennial buyers.
- Sub-$200 ticket merchants where four-pay drives basket lift.
Hidden costs and gotchas
Afterpay does not publish a public US merchant rate card. Merchant-reported bands sit in the 4%-6% range plus per-transaction fee. Clearpay (EU/UK) reported at 4%-6%.
- No public US merchant rate card. Reported bands sit in the 4%-6% range plus per-tx fee.
FAQ
What is the standard Afterpay rate?
Not published. Merchant-reported bands typically 4%-6% + 30c. Quote required.
Does Afterpay take credit risk?
Yes, like Klarna. There is no card-style chargeback fee passed back to the merchant.
Closest alternatives
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.
verified Last verified June 2026