Digital wallet
Apple Pay
Cheapest published
No merchant fee from Apple (pays underlying processor rate)
Apple Pay headline answer
Apple Pay's cheapest published rate is No merchant fee from Apple (pays underlying processor rate). Pricing model: platform-fee. Monthly fee: $0. Dispute fee: Per underlying processor. Cross-border: Per underlying processor. FX: Per underlying processor.
Tier table (vendor-published)
No published tier table. This vendor publishes pricing on request only.
Source: https://www.apple.com/apple-pay/ (verified 2026-06-19).
What Apple Pay is best for
- Any merchant with an in-app or in-browser checkout flow on iOS.
- Subscription and one-tap checkout where Apple Pay drives conversion lift.
Hidden costs and gotchas
Apple does not charge merchants a separate fee. Cost equals the underlying card processing rate (typically 2.9% + 30c online).
- Apple does not charge merchants. You pay your underlying processor's normal rate.
FAQ
Does Apple Pay cost extra?
No, Apple does not charge merchants. Your cost equals the underlying processor's normal rate.
What card rate applies?
Whatever your processor charges for online card. With Stripe that is 2.9% + 30c US online.
Closest alternatives
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.
verified Last verified June 2026