Verified June 2026 · Published rates

Braintree (PayPal) Pricing in 2026

Braintree is the PayPal-owned developer-led gateway. Standard cards are 2.59% + $0.49 (lower percentage than the PayPal Advanced Card product, same parent), ACH Direct Debit is 0.75% capped at $5, and Venmo as a payment method is 3.49% + $0.49. Chargebacks are $15.

2.59%
Cheapest published
Standard cards
$0
Monthly fee
Published
$15
Chargeback fee
Per dispute
Flat rate
Pricing model
Published model
Direct answer
Standard cards cost 2.59% + $0.49. ACH Direct Debit is 0.75% capped at $5. Same-day ACH is 1.5% + $0.10. Venmo as a method is 3.49% + $0.49. Chargebacks are $15. The 501(c)(3) charity rate is 2.19% + $0.29.

Published rate schedule

Pulled directly from the vendor pricing page, verified 2026-06-19. We do not re-state any rate the vendor has not put in writing on their own site.

Braintree (PayPal) published rate schedule
Published
  1. Standard cards
    2.59% + $0.49
  2. ACH Direct Debit
    Capped at $5
    0.75%
  3. ACH same-day
    1.50% + $0.10
  4. Venmo (US only)
    3.49% + $0.49
  5. Chargeback
    $15.00
Source: www.paypal.com/us/enterprise/paypal-braintree-fees - verified 2026-06-19.

What Braintree (PayPal) is best for

Braintree is for developer-led merchants who want Stripe-like DX plus native PayPal and Venmo acceptance under one contract.

The $0.49 fixed fee makes it expensive on baskets under $25; in that range Stripe's $0.30 wins on the same volume.

Hidden costs not in the headline rate

The number on the homepage of Braintree (PayPal) is rarely the number a finance team books. Below are the line items that almost always show up, sourced from the same vendor pricing page where possible.

Pricing status snapshot

Pricing model
Flat rate
Publication status
Published
Source
vendor pricing page
Verified 2026-06-19

Summary

Same parent company as PayPal, sharper card rate than the PayPal-branded checkout, native Venmo. Pricing verified 7 May 2026 per the PayPal Braintree fees page.

Related cost references

Stripe vs Braintree
Developer-led head-to-head.
PayPal pricing
Same parent, different product.
ACH vs card
Where 0.75% capped wins.
Back to the master rate table covering every vendor side-by-side.
Last verified June 2026. Next review September 2026. Rates change without notice; always confirm directly with the vendor before signing a contract.