Chase Payment Solutions
Chase Payment Solutions's cheapest published rate is 2.6% + 10c (in-person). Pricing model: tiered. Monthly fee: $0. Dispute fee: Per Visa/Mastercard scheme. Cross-border: Per scheme. FX: Per scheme.
Tier table (vendor-published)
| Tier | Rate | Notes |
|---|---|---|
| In-person | 2.6% + 10c | - |
| Online | 2.9% + 25c | - |
| Payment link / keyed | 3.5% + 10c | - |
| Complete / Premier IC+ | Quote only | - |
Source: https://merchantservices.chase.com/ (verified 2026-06-19).
What Chase Payment Solutions is best for
- Chase business banking customers who want one provider for deposits and acquiring.
- SMB and mid-market retail willing to take Chase's flat-rate plans.
Hidden costs and gotchas
Flat-rate plans published for SMB; Complete and Premier tiers move to interchange-plus and are quote-based. Custom IC+ typically lands at IC + 0.30% for higher-volume merchants.
- Tiered pricing on cards beyond qualified can surprise on rewards and international.
- Complete and Premier interchange-plus tiers are quote-only.
FAQ
Is Chase Payment Solutions cheaper for Chase customers?
Sometimes, via bundled banking promotions. The headline 2.6% + 10c in-person is the same band as Square, Elavon, and Clover.
What's the interchange-plus markup?
Not published. Reported deals typically land around IC + 0.30% for established merchants.
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.