Stripe vs Braintree Pricing 2026: Head-to-Head
Side-by-side cost-per-$100 across four GMV bands, with each vendor's published rate card, dispute fees, and cross-border surcharge laid out under a single decision aid.
Stripe wins on API freshness, dashboard polish, and the speed at which new payment methods land. Braintree wins on PayPal-network access and slightly cheaper headline (2.89% + 29c vs 2.9% + 30c). The 1c per transaction gap matters at $10M+/yr. Pick by whether PayPal-as-method drives meaningful conversion lift in your vertical.
Both vendors at a glance
Feature comparison
Cost-per-$100 across four GMV bands
Illustrative examples, not a real company. Cost models use each vendor's published headline rate and per-transaction fixed fee. Quote-only vendors are not estimated.
Switching cost
If you're on Stripe and considering Braintree
Stripe to Braintree is 4-6 engineering weeks for a typical SaaS or ecommerce stack. The big lift is recurring-billing migration if you used Stripe Billing natively; Braintree's recurring tooling is thinner and many teams add a billing layer on top. PayPal-as-method on Braintree is a 1-line add. Customer-saved cards do not transfer; expect a re-tokenisation flow.
Related
See all vendor pages on the vendor index, or run your own numbers in the cross-vendor cost calculator.