Enterprise payments processor
Elavon
Cheapest published
2.6% + 10c (in-person, qualified)
Rate position
Elavon sits in the upper third
Across 14 published-rate vendors in this comparison.
Elavon headline answer
Elavon's cheapest published rate is 2.6% + 10c (in-person, qualified). Pricing model: flat-rate. Monthly fee: $0. Dispute fee: Quote only. Cross-border: Quote only. FX: Quote only.
Tier table (vendor-published)
| Tier | Rate | Notes |
|---|---|---|
| In-person qualified | 2.6% + 10c | - |
| Online qualified | 2.9% + 30c | - |
| Interchange-plus | Quote only | - |
Source: https://www.elavon.com/pricing.html (verified 2026-06-19).
What Elavon is best for
- Mid-market and enterprise merchants who want a US Bank-owned processor.
- Restaurant and retail chains needing in-person hardware with bank-grade compliance.
Hidden costs and gotchas
Publishes a baseline qualified rate but the full rate card and interchange-plus option require a sales conversation.
- Headline 2.6% + 10c applies only to 'qualified' in-person transactions; rewards and corporate cards run higher tiers.
- Interchange-plus available but only via quote.
FAQ
Is the 2.6% + 10c rate real?
Yes for qualified in-person. Non-qualified (rewards, corporate, international) cards step up to higher tiers that Elavon does not publish in detail.
Should I take the interchange-plus offer?
Above roughly $100K/mo, yes. The flat rate's tier-driven margin works against you at scale.
Closest alternatives
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.
verified Last verified June 2026