Mollie
Mollie's cheapest published rate is 1.8% + 0.25 EUR (EEA consumer cards). Pricing model: flat-rate. Monthly fee: $0. Dispute fee: Per scheme rules. Cross-border: Non-EEA 3.25% + 0.25 EUR. FX: Per scheme.
Tier table (vendor-published)
| Tier | Rate | Notes |
|---|---|---|
| EEA consumer card | 1.8% + 0.25 EUR | - |
| EEA commercial card | 2.9% + 0.25 EUR | - |
| Non-EEA card | 3.25% + 0.25 EUR | - |
| iDEAL (NL) | 0.32 EUR flat | - |
| SEPA Direct Debit | 0.35 EUR flat | - |
Source: https://www.mollie.com/en/pricing (verified 2026-06-19).
What Mollie is best for
- European ecommerce merchants who want pay-per-transaction with no contract.
- Merchants needing iDEAL (Netherlands), Bancontact, and SEPA Direct Debit at flat per-tx fees.
Hidden costs and gotchas
EU-focused. Pricing per payment method (iDEAL flat 0.32 EUR, SEPA 0.35 EUR, Klarna 2.99%-4.99%). Volume pricing above 100K EUR/mo.
- Non-EEA cards jump to 3.25% + 0.25 EUR.
- Klarna via Mollie ranges 2.99%-4.99% by product.
FAQ
Is Mollie cheaper than Stripe in Europe?
Often yes on consumer cards (1.8% + 0.25 EUR vs Stripe's ~1.5% + 0.25 EUR European rate). Commercial cards differ. Mollie's flat per-method fee for iDEAL and SEPA wins on those rails.
Is there a monthly fee?
No. Mollie is pay-per-transaction with volume pricing above 100K EUR/mo.
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.