NMI (Network Merchants Inc.) is a gateway-only product sold through ISVs (independent software vendors) and ISOs (independent sales organisations), not direct to merchant. The end-merchant rate is whatever the reseller sets, so we flag this as quote-only.
Pulled directly from the vendor pricing page, verified 2026-06-19. We do not re-state any rate the vendor has not put in writing on their own site.
NMI is for ISVs, ISOs, and payfacs embedding payments into their own platform under a private-label arrangement.
For a direct merchant, Authorize.net (the only other tier-1 gateway-only product) publishes a price.
The number on the homepage of NMI is rarely the number a finance team books. Below are the line items that almost always show up, sourced from the same vendor pricing page where possible.
Gateway-only product sold through resellers. Direct-merchant pricing not published.