Adyen
Tier table (vendor-published)
| Tier | Rate | Notes |
|---|---|---|
| Indicative Visa rate | $0.13 + IC + 0.60% | Indicative only, see vendor |
Source: https://www.adyen.com/pricing (verified 2026-06-19).
What Adyen is best for
- Enterprise merchants processing $50M+/yr with multi-currency, multi-method requirements.
- Platforms using Adyen for Platforms (split payments) at scale.
- Teams that need deep local-payment-method coverage in EMEA and APAC.
Hidden costs and gotchas
Adyen publishes indicative components ($0.13 processing + interchange + scheme + 0.60% on Visa) but explicitly states the final markup is by quote. Enterprise interchange-plus structure.
- No publicly disclosed standard markup. Indicative $0.13 + interchange + 0.60% on Visa is a guide only.
- Scheme fees, FX margin, dispute fees, and Adyen-for-Platforms split costs all negotiated separately.
FAQ
Why does Adyen not publish rates?
Adyen's model is interchange-plus with bespoke markups. Headline rates would not be comparable across merchant profiles, so the company publishes structure but not numbers.
What should I ask in an Adyen quote?
Scheme-fee pass-through, settlement timing, FX margin per pair, per-dispute fee, and the per-account fee on Adyen for Platforms if you split payments.
How does Adyen compare to Stripe at scale?
Adyen typically lands cheaper than Stripe's flat rate at $50M+/yr GMV but slightly more expensive than negotiated Stripe interchange-plus deals at the same volume. Local-method coverage is the bigger differentiator.
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.