Worldpay
Tier table (vendor-published)
Source: https://www.worldpay.com/en-us/products-services/payment-acceptance (verified 2026-06-19).
What Worldpay is best for
- Enterprise merchants needing a US plus UK and EMEA acquiring footprint with one contract.
- Mid-market businesses willing to negotiate a custom rate against a published 'from' rate.
Hidden costs and gotchas
Worldpay (FIS) does not publish US rates publicly. All pricing components (flat-rate, interchange-plus markup, per-transaction fixed fee, monthly minimums) are negotiated per merchant and disclosed only inside the signed merchant agreement. Treat any third-party rate claim as anecdotal until your own quote arrives.
- $35/mo statement fee effective 1 Jan 2026 in some US contracts.
- UK 'From' rates of 2.75% + 20p are reported but US rates vary widely.
FAQ
Why no public US rate?
Worldpay (now part of FIS) sells through direct enterprise sales. Rates depend on volume, vertical, channel mix, and contract length.
How do I compare a Worldpay quote to Stripe?
Normalise to effective bps (basis points) on your actual mix and add monthly, statement, PCI, and per-batch fees back in. Stripe's headline 2.9% + 30c lands around 320-330 bps on typical US online card mix.
See the full vendor index, run the cross-vendor cost calculator, or read how we verify every rate.