29 payment gateway vendors with their own dedicated cost page on this site. Split into published-rate vendors (rate card on the open web) and quote-only acquirers (no public rate card).
These vendors publish a usable rate card on the open web. The headline rate they publish is the rate you actually pay, before add-ons (FX, dispute fees, fraud tooling).
2.9% + $0.30 online cards, 0.8% ACH capped $5, two-tier dispute fees from 17 Jun 2025.
3.49% + $0.49 standard, 2.89% + $0.49 Advanced Card, 4.99% + $0.09 micropayments.
2.6-2.4% in-person across Free/Plus/Premium plans, 3.3-2.9% online, $0 chargeback fee.
2.59% + $0.49 standard cards, 0.75% ACH capped $5, Venmo 3.49% + $0.49, $15 chargeback.
Card rate depends on Shopify plan: 2.9%-2.25% online plus the platform subscription fee.
Published interchange-plus, margins from 0.40% to 0.15% by volume tier. No monthly fee, no contract.
EEA consumer cards 1.80% + EUR 0.25, iDEAL EUR 0.32 flat, Bancontact 1.40%, SEPA EUR 0.35.
UK direct debit Standard 1% + 20p capped GBP 4, Advanced 1.25%, international 2% + 20p.
Interchange-plus published model plus $0.13 processing fee; actual margin negotiated under contract.
Quick Start: US 2.9% + $0.30, UK 1.5% + GBP 0.20, EU 1.5% + EUR 0.25, AU 1.75% + $0.30.
Retail in-person Standard 2.3% + $0.10 + $14.95+/mo plan, retail online/keyed 3.5% + $0.10.
Three plans at $25/mo. All-in-One 2.9% + $0.30, Gateway Only $0.10 per transaction.
5.99% + $0.30 standard, ~3.29% + $0.30 negotiated for $5M+ revenue merchants.
Owned by Block (Square). Merchant fees quote-only, industry-comparable BNPL spread.
2.9% + $0.30 web/mobile domestic, +1% cross-border surcharge, $20 chargeback fee.
No incremental merchant fee. Underlying gateway card rate applies; Apple monetises issuers.
No incremental merchant fee. Underlying gateway card rate applies. Compatible gateway required.
India: 2% domestic cards/UPI/wallets, 0.99% UPI QR, up to 3% international cards.
$31 USD one-time account fee, $6.11 domestic wire receive, ACH free on most routes, mid-market FX.
These vendors do not publish a rate card. You will get a real number only by signing an NDA or filling an RFP. See the RFP template for the questions that produce comparable quotes.
No published enterprise rate card. Historical SMB starter plans have appeared and been withdrawn.
Largest US acquirer by processed volume. Sold via Clover, Carat, and direct enterprise contracts.
Interchange-plus per region. Margin and minimum monthly fee negotiated per contract.
Custom-quoted interchange-plus. No public rate card. Best for existing Chase business-banking customers.
US Bank-owned acquirer with interchange-plus negotiated per contract. No public rate card.
Tier-1 international acquirer. No public rate card; everything is contract-driven.
Gateway sold via ISVs and ISOs rather than direct to merchant. No direct-merchant published pricing.
Canonical pricing URL returns 404; 2Sell, 2Subscribe, 2Monetize plan tiers no longer documented.
Subscription model with pass-through interchange. Subscription tier and add-on no longer publicly listed.
Membership model with pass-through interchange. Membership tiers no longer publicly priced.